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JA Financial Services Ltd
JA Financial Services Ltd
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    • Home
    • About Us
    • Services
      • Mortgage
      • Personal Protection
      • Business Protection
    • FAQs
    • Customer Portal
Start Your Financial Journey

  • Home
  • About Us
  • Services
    • Mortgage
    • Personal Protection
    • Business Protection
  • FAQs
  • Customer Portal
Start Your Financial Journey

Who We Are

Meet the people and values guiding every client decision.

Over 50 Years of Mortgage Expertise

Welcome to JA Financial Services Ltd, your trusted mortgage partner since 2004. With over 50 years’ experience, our team has the knowledge and experience to help you.


Whether you're stepping onto the property ladder or looking to remortgage, working with us can make a world of difference.

Close-up of two people shaking hands over a clipboard.

Guiding You Through Every Step

The mortgage process can feel overwhelming. Lots of paperwork, different requirements, and hidden costs. It’s easy to feel lost, but that’s where we come in.


We act as the link between you and the providers, taking care of the process from start to finish. You’ll get access to a wider range of mortgage and protection products than you would by going direct, and we’ll handle all the paperwork, so you don’t have to.

Expert Advice Across Lending and Protection

We provide clear, unbiased expert advice and support across a wide range of needs, including:

Lending

  • Purchasing your first home or moving house
  • Remortgaging your home
  • Purchasing or remortgaging a buy-to-let property
  • Corporate finance 

Personal Protection

  • Pay off your mortgage if you die 
  • Buy a home for your loved ones if you die 
  • Provide enough income for your loved ones if you die
  • Pay off your debts if you die 
  • Provide enough income if you can’t work or run the household due to illness or injury
  • Pay off your mortgage if you become critically ill 
  • Provide enough money if you become critically ill
  • Pay off your debts if you become critically ill 
  • Have an up to date Will 
  • Have an up-to-date Power of Attorney
  • Have enough money to pay inheritance tax when you die 

Business Protection for Small and Medium-Sized Businesses

  • Provide enough income if an executive or director can’t work due to illness or injury
  • Provide immediate funds for remaining owners to buy back shares if a shareholder dies or becomes critically ill
  • Provide immediate funds to covers lost profits and fund recruitment, training, or interim replacements if a key person dies
  • Provide immediate funds to pay of corporate debt if a director or guarantor dies or falls critically ill

MEET OUR TEAm

Andy Farrow

Jackie Farrow

Jackie Farrow

Andy is a co-founder of the business and specialises in providing personal and business protection advice.  


He enjoys wildlife photography, fly fishing and bowling.

Jackie Farrow

Jackie Farrow

Jackie Farrow

Jackie is a co-founder of the business and specialises in providing mortgage advice.  


She enjoys gym classes, travel and is learning to play the piano.

Amy Keane

Jackie Farrow

Lynn Roberts

Amy specialises in providing mortgage advice.  


She enjoys travel and is kept busy being a mum to her two lovely daughters.

Lynn Roberts

Jackie Farrow

Lynn Roberts

Lynn has been with the business over 10 years and provides administrative support.  


She is a season ticket holder at Gloucester Rugby Club, enjoys travel and has two naughty cats.

Smiling family sitting on floor with plant, ball, and piggy bank.

Build Your Secure Future

With JA Financial Services Ltd, you’re not just getting a mortgage—you’re building a secure future.


Let’s make your homeownership journey simple, stress-free, and successful.

Start Your Journey Today

Disclaimer


Mortgage Advice. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences, and if you meet the criteria, we will give advice and make a recommendation to you.

All mortgages are subject to status. You must be 18 or over.

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage. 

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to £495, but a typical fee is £295.

Authorised and regulated by the Financial Conduct Authority. JA Financial Services Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 447379. If you wish to register a complaint, please write to us at the address above or email us at info@jafin.com.

JA Financial Services Ltd is a company limited by shares and registered in England and Wales, No. 5048148.  Registered office, 11 The Elms, Leek Wootton, Warwick CV35 7RR.

Copyright © 2025, JA Financial Services Ltd. All Rights Reserved.

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